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Common Questions to Ask



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1. How much will I be charged in points?

It depends. Every lender is different. It can very for 14 point to over 4 points.  Check very closely and ask questions about points.

2. Can I trust online Brokers?

Yes, but do your research.  99% are legit



3. How long will it take?

any where form 7 days to 3 months

4. Do I have to purchase Mortgage insurance?

You will if you do not have a down payment of at least 20%

5. How much will the whole loan cost?

The are many variables from appraisals to lawyers to surveys. Find out up front what all of you required cost before you choose a mortgage.

6. Should I worry about a Pre Payment penalty?

yes some lenders do charge a penalty for prepayment. Check with your lender during your research period

 

We highly recommend comparing at least 3 services to guarantee the best Deal!

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